The life of a Leafs' fan is bumpy for sure.
And to be fair, there have been plenty of dark moments.
I'm still not over Wayne Gretzky single-handedly ruining our chance at a Stanley Cup in 1993 (yes, we would have defeated the Habs in the finals that year if it wasn't for Gretzky's illegal high stick).
The disappoints are long and well-documented.
Heck, just yesterday I got stopped at the side of the road walking my dog as a neighbour screamed out, "Tom, just burn that Leafs jersey would ya!!"
With the Leafs, it's the small things that you have to cherish.
And last Thursday I went to one of the best Leafs playoff games ever. It was a glorious experience.
That's myself, Nadeem, our buddy Dave, and Nick at the arena mid-way through what was an amazing, festive atmosphere.
And 48 hours later, just like that, it's all over. Like usual.
But I don't give up, we'll be back, bigger and better...the wait will just make winning taste glorious, the losing and suffering is nothing to me, it makes us Leafs fans stronger...the Stanley Cup is ours, next year! (Just like I've been saying for decades now, LOL!)
Moving on...
This week we have two brand new videos for you.
In the first, we break down some of the things we're looking at to try and get a handle on why life is getting so expensive.
Too many Canadians are raging against politicians, grocery chains and "corporate greed" as the cause of increased prices.
And there may be some truth there...but it's minimal.
The real story is that the monetary system itself is working against you.
Our current system requires prices of everything to go higher. This isn't optional...it's a mandatory feature of how the system works.
And the sooner you understand that, the better off you'll be.
No matter how hard you work, no matter how much you save, no matter how well you invest...you face a daunting uphill battle with your finances because of this.
And we believe that hill is about to get much steeper over the next 36 months.
If you're not increasing your income by 7% to 13% per year, then you're going to continue to fall behind financially.
It's sad but it's true. We're not here to cry about it.
We're here to understand it, then crush it!
And why do we mention a range of 7% to 13% for increasing your income?
We explain in the new video we released right here...
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Click the image above to watch it on YouTube or you can click right here to watch it as well.
To us, we need to AT LEAST be preparing ourselves for a 7% compound annual uphill battle.
And if you want to be "safe and conservative", and you want to live life on your own terms...then you should be planning to face closer to a 13% annual hurdle rate with your finances.
You decide what's right for you, but please decide.
Do not let a few years pass without taking aggressive action on your financial situation.
Unfortunately, the middle class is in the process of actively disappearing in this country, but it's possible to stay ahead of all of this if you're "in the know".
Part of planning your financial future involves keeping track of interest rates in Canada.
We had a chance to chat with Nolan Matthias to get his thoughts on where rates are headed.
Nolan is a super active Canadian mortgage broker out west that we were recently introduced to by our mutual friend, Craig Ballantyne.
He also runs a great YouTube channel that's gotta be one of the largest Canadian real estate channels in the country.
Nolan breaks down how he's viewing the Canadian economy right now and what that means for the Bank of Canada's upcoming interest rate decisions.
And in the second half of the video we ask Nolan to explain how he got into the mortgage business and how he's been able to grow such a large audience online...he openly shares everything.
You can check out Nolan's insight on rates right here...
Click above to check out the video on YouTube or you can click right here to access it as well.
Look, although the cost of living is getting super high out there please know this...
There is always a way to live life on your own terms. Always. 100% of the time.
With some education, some knowledge, a good attitude and some hustle you can create your best life at all times.
We mean this.
We saw it in the 1990s during a deep recession...many people created magical lives in that era.
We saw it during the tech boom of the late 90s and the bust of the early 2000s.
We saw it during the Great Financial Crisis of 2008 in the U.S.
We saw it here in Canada in the wild low rate era of the 2010s.
And we're seeing it right now too.
There's always going to be some supposed "insurmountable reason" to decide you can't live life on your terms. Do NOT let that type of thinking take root for you.
We have more information, more tools, more opportunity right now than ever.
You can use all of it to your advantage.
Today, you can access insights from the best professionals all around the world in an instant. It's an incredible time.
When you hear us talk about debasement, M2, 7%-13% hurdle rates...we're not being negative.
We just want to know the rules of the money game so we can CRUSH LIFE and LIVE IT ON OUR TERMS!
And you can too!!
That's all for this week....
Until next time!!
Tom & Nick
