Nick is in Florida, and as soon as he landed he was texting me about how great it was to see some sunshine!
LOL!
That's him arriving at his hotel.
He's down there for some family fun and we're pumped for him...how amazing is it to have the opportunity to get some sunshine at the end of Canadian winter? A+ move, Nick.
And don't worry, your older brother Tom is toughing it out up here analyzing M2 Money supply data for you.
And with that, here's the latest...
Canada's M2 Money Supply is inflating at a compound annual growth rate of– are you ready?
Brace yourself.
Canada's money supply is increasing at a compounded rate of 8.77% per year from 1973 to 2025.
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This is insane.
Why?
Well, it means that if your purchasing power is NOT increasing by roughly that same amount then your purchasing power as an individual (or a family) is falling behind.
Let's say you are earning 7% returns a year on your investments, sounds decent to most people, right?
Well if the money supply is increasing at 8.77% per year you're actually falling behind the debasement rate of the currency in Canada.
Let's look at it another way.
Imagine you have $10K in savings for yourself.
And in your mind that $10K in savings represents a certain amount of things you can buy for yourself.
But after just 5 years of money supply debasement at 8.77%, those same items would now cost $15,224.
After ten years those same items would cost $23,178.
Can you now see why Canadians' standard of living is falling?
Who is keeping up with this? Very few.
Not every item goes up in CAD price at exactly 8.77% per year, of course. Some less, but some increase more!
And it's usually the things you really need like shelter and food.
Here's a chart of Toronto area home prices from 1969 to 2024 charted against Canadian incomes (the lower, bottom line).
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Absolutely insane.
This is largely due to currency debasement.
Sure, there are supply/demand issues going on as well.
But make no mistake, currency debasement in Canada is a MAJOR cause of this.
Back to your investments.
Imagine you're earning 10% a year but the currency is debasing at 8.77% per year.
You're not getting ahead by 10% at all...you're not even getting ahead by 2% a year.
And earning 10% per year, every year, without fail is not easy.
This is exactly why Canadians are falling behind financially.
Most do NOT own good assets.
Your government continues to spend and most Canadians will VOTE for more spending.
It's like voting for your own demise.
If you want to live life on your terms you need to step out of this madness.
As the masses make fun of rental properties...you learn about them.
As the majority of people laugh at Bitcoin...double down on your due diligence.
If your grandparents talk about gold...ask them to explain it to you.
But jeez, don't get fooled that 5% interest on some investment at a Canadian bank is "good".
Your goal is to have your savings grow at an annual rate of 10% or more, every year without fail.
This is why we're 100% focused on this at the upcoming YLYT Event on Saturday April 12, 2025.
Not only are we going to talk about hard assets.
We're bringing in the top experts who are ACTUALLY investing to discuss this with you.
And they're coming in from all over the world...Germany, Costa Rica, Calgary, Montreal, Vancouver Island...to share real-life stuff. Not theory.
No nonsense GDP data...other than to laugh at it.
No nonsense CPI data...other than to frown at it.
No nonsense housing data...other than to question it.
You can check out everything going on by visiting YourLifeYourTermsEvent.com
Our theme for this event is FREEDOM!
And we're going to have live bagpipes at the breaks. Yes, we are.
Screw it, this life is meant to be free, meant to live it on your terms.
Personal sovereignty is important to us and we're doing literally everything in our power to share how you can create it for yourself as well!
712 people are already registered, and we're capped at just shy of 1,100.
We will be full, 100%. Don't miss this chance.
This isn't some corporate snooze fest event. This is a bunch of independent thinking Canadians gathering to help and support each other.
See you there!
Nick may have a kilt on.
Tom & Nick
p.s. Listen all you Leafs doubters out there, this is our Stanley Cup year!!
