Aidan (Tom's 18-year-old son) began asking us what he needs to know about credit cards and credit scores because he's saving up to buy his first rental property. And we get these types of questions a lot from young adults and parents who want to set their kids up for success. So we brought in Aidan and Dave Butler of Butler Mortgages (www.ButlerMortgage.ca) to chat about credit scores, incomes and down payments for young adults looking to buy their first property. If you have someone looking to build their credit and they're not sure how to use credit cards properly to do it ... share this episode of The Your Life! Your Terms! Show with them!!